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Take control of your debt, and your life.

You deserve to have more out of life than just a paycheck!

It's not about what you make.  

Rather, it's what you do with what you make! 

At Savvy Financial Habits, we provide financial coaching and mentorship to individuals, couples and business owners.  We inspire you to take control of your finances rather than be controlled by them.


Through our mentorship, you will develop better money habits, become more intentional with your money, make better financial decisions, and transform your financial life.


As your Personal Financial Coach, we will:


Your first step toward your future is knowing where you are today. We work to define your purpose, understand your money scripts and outline your goals that you want to work toward achieving.



Identify all gaps that exist based on your goals.  

Understanding your gaps allows us to design a path that is paved by a clear results-oriented approach and process to address each core area of income, spending, saving, investing, protecting while also minimizing risks. 



Build a personal blueprint and path for your finances while addressing the timeline to reach your goals.  We will outline the necessary daily, weekly, and monthly step-by-step actions to be taken for you to reach your financial goals.



Outline the gap between what is today and what could be tomorrow is the successful execution of your plan. We partner with you on implementing every action while enabling 

accountability and measurement throughout the entire process. 


Meet Rick Knowles

Rick is a financial coach and mentor who partners with individuals, couples, and business owners to help transform their personal finances.


Prior to starting Savvy Financial Habits, Rick work for 38 years in a variety of corporate leadership roles.  After retiring early, he started a financial coaching private practice while also volunteering as a MoneyWise financial coach.

Rick serves a select number of clients, offering a highly personalized service to those who are passionately

committed to changing their financial future, money habits, and growing their net-worth.  

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My intention is to empower you financially so you have confidence, control and clarity when it comes to your money and your financial future.

Let's begin a conversation
about your finances.


Please Note:

We do not sell or recommend any financial products.  We do not receive any commissions or affiliate revenue of any kind.  

Therefore, clients will receive straight talk, advice, and guidance without being biased by compensation.