Resources & Links
Budgeting
Smartsheet Monthly Household Budget Template
Best Free Budget Templates and Spreadsheets
Budget Forms Library – Free personal finance forms from Ramsey Solutions
The 7 Baby Steps Overview by Ramsey Solutions
Budgeting & Personal Finance Applications
EveryDollar (Ramsey Solutions)
Goodbudget Budget Planner (envelope system)
Simplifi: Budgeting and Savings by Quicken
You Need A Budget (YNAB)
Credit
AnnualCreditReport.com – Official site for FREE annual credit reports
FICO Educational Video Series by myFICO
Debt
Types of Debt Overview by Ramsey Solutions
Free Consumer Credit Counseling Service via the non-profit Credit.org
Debt Collection & Know Your Rights – Consumer Financial Protection Bureau website
Get Out of Debt
Finding the Best Way to Get Out of Debt by Debt.com
Getting Out of Debt by the U.S. Federal Trade Commission
A Step-by-Step Guide to Getting Out of Debt by TheBalanceMoney.com
Steps to Help You Get Out of Debt by BetterMoneyHabits.com at Bank of America (video)
Debt Repayment Strategies
NerdWallet Snowball Calculator
Strategies for Paying Down Debts by BetterMoneyHabits.com at Bank of America (video)
Personal Finance On-line Courses
Personal Finance 101: Everything You Need To Know course on Udemy
Introduction to Managing Your Personal Finance Debts course on Alison
Financial Freedom: A Beginner’s Guide course on Alison
How To Take Control of Your Finances course on Alison
Introduction To Personal Finance Management and Wealth Building course on Alison
Personal Finance – Life Skills courses by Better Money Habits (Khan Academy & Bank of America)
Personal Finance Course - Instructor led 6-week course ($159) via University of Georgia
TV Shows – Get Out of Debt & Financial Coaching
Going From Broke Series on CRACKLE
Show has 2 seasons and a total of 16 episodes currently online for viewing. The executive producer is Ashton Kutcher. This show is designed to demonstrate what it takes to help young people overcome massive debt along with Student Loan Debt.
Get Smart With Money movie on NETFLIX
This is a 1hr 33min movie with Financial Advisors/Coaches sharing tips on personal finance issues. This movie follows the lives of several people as they deal with their own money issues.
Movie Trailer: Get Smart With Money Trailer
Mindset about Money Tools
Financial Well-Being Score – 10 questions to measure your current financial well-being
Money Scripts Inventory Test (KMSI-R) by Dr. Brad Klontz
Saving & Investing
Investment Risk Tolerance Assessment
Check Out Your Investment Professional
Compare Bank or Credit Union Accounts & Rates
Portfolio Charts – Great way to see how your asset allocation impacts your portfolio returns
Investment Calculators – Variety of calculators by FinancialMentor.com
Retirement
my Social Security – Access Your Social Security Statement via Social Security Administration
Social Security Benefits Calculators – via Social Security
Open Social Security - Social Security Strategy Claiming Calculator
Mortality Calculator – For people between 50 – 70 years of age
NewRetirement Planner – One of the better FREE online retirement calculators
PersonalCapital – FREE online set of tools to aggregate all your finances and retirement accounts
Ultimate Retirement Calculator by Financial Mentor
College & Student Loan Financial Aid
College Board – College Search, Tools, and Calculators
Federal Student Aid – Learn about financial aid programs for college
Free Application for Federal Student Aid (FASFA)
Estimate Your Federal Student Aid – Estimate family contribution and financial aid eligibility
Taxes
Quick Tax Reference Guide by Bloomberg tax
Federal Income Tax Calculator by SmartAsset
Find a CPA or Tax Return Preparer via the IRS Directory
Side Hustle Ideas – Get More Income
27 Side Hustle Ideas to Earn Extra Cash by Ramsey Solutions
53 Side Hustle Ideas To Make Money Fast by the College Investor
100 Side Hustles Trending in 2022 by Parade