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Resources & Links

Budgeting

Paycheck Calculator

Smartsheet Monthly Household Budget Template

Best Free Budget Templates and Spreadsheets

Zero Based Budget Spreadsheet

Personal Budget Spreadsheet

Budget Forms Library – Free personal finance forms from Ramsey Solutions

The 7 Baby Steps Overview by Ramsey Solutions

Budgeting & Personal Finance Applications

Mint

EveryDollar (Ramsey Solutions)

Goodbudget Budget Planner (envelope system)

Wally

PocketGuard

Simplifi: Budgeting and Savings by Quicken

You Need A Budget (YNAB)

Credit

AnnualCreditReport.com – Official site for FREE annual credit reports

Basics About Your FICO Scores

FICO Educational Video Series by myFICO

TransUnion

Experian

Equifax

Debt

Types of Debt Overview by Ramsey Solutions

Free Consumer Credit Counseling Service via the non-profit Credit.org

Debt Collection & Know Your Rights – Consumer Financial Protection Bureau website

Get Out of Debt

Finding the Best Way to Get Out of Debt by Debt.com

Getting Out of Debt by the U.S. Federal Trade Commission

A Step-by-Step Guide to Getting Out of Debt by TheBalanceMoney.com

Steps to Help You Get Out of Debt by BetterMoneyHabits.com at Bank of America (video)

Debt Repayment Strategies

Undebt.it Snowball Calculator

NerdWallet Snowball Calculator

Strategies for Paying Down Debts by BetterMoneyHabits.com at Bank of America (video)

Personal Finance On-line Courses 

Personal Finance 101: Everything You Need To Know course on Udemy

Introduction to Managing Your Personal Finance Debts course on Alison

Financial Freedom: A Beginner’s Guide course on Alison

How To Take Control of Your Finances course on Alison

Introduction To Personal Finance Management and Wealth Building course on Alison

Personal Finance – Life Skills courses by Better Money Habits (Khan Academy & Bank of America)

Personal Finance Course - Instructor led 6-week course ($159) via University of Georgia

TV Shows – Get Out of Debt & Financial Coaching

Going From Broke Series on CRACKLE

Show has 2 seasons and a total of 16 episodes currently online for viewing. The executive producer is Ashton Kutcher.  This show is designed to demonstrate what it takes to help young people overcome massive debt along with Student Loan Debt.

 

Get Smart With Money movie on NETFLIX

This is a 1hr 33min movie with Financial Advisors/Coaches sharing tips on personal finance issues.  This movie follows the lives of several people as they deal with their own money issues.      

Movie Trailer: Get Smart With Money Trailer

Mindset about Money Tools

Life Values Inventory

Financial Well-Being Score – 10 questions to measure your current financial well-being 

Money Scripts Inventory Test (KMSI-R) by Dr. Brad Klontz

Saving & Investing

Investment Risk Tolerance Assessment

Check Out Your Investment Professional

Compare Bank or Credit Union Accounts & Rates

Portfolio Charts – Great way to see how your asset allocation impacts your portfolio returns

Portfolio Visualizer

Investment Calculators – Variety of calculators by FinancialMentor.com

Retirement

my Social Security – Access Your Social Security Statement via Social Security Administration

Social Security Benefits Calculators – via Social Security

Open Social Security - Social Security Strategy Claiming Calculator

Mortality Calculator – For people between 50 – 70 years of age

NewRetirement Planner – One of the better FREE online retirement calculators

PersonalCapital – FREE online set of tools to aggregate all your finances and retirement accounts

Ultimate Retirement Calculator by Financial Mentor

College & Student Loan Financial Aid

College Board – College Search, Tools, and Calculators

Federal Student Aid – Learn about financial aid programs for college

Free Application for Federal Student Aid (FASFA)

Estimate Your Federal Student Aid – Estimate family contribution and financial aid eligibility

Taxes

Quick Tax Reference Guide by Bloomberg tax

IRS Tax Withholding Estimator

Federal Income Tax Calculator by SmartAsset

Find a CPA or Tax Return Preparer via the IRS Directory

 

Side Hustle Ideas – Get More Income

27 Side Hustle Ideas to Earn Extra Cash by Ramsey Solutions

53 Side Hustle Ideas To Make Money Fast by the College Investor

100 Side Hustles Trending in 2022 by Parade