Resources & Links
Budgeting
- Paycheck Calculator
- Smartsheet Monthly Household Budget Template
- Zero Based Budget Spreadsheet
- Budget Forms Library – Free personal finance forms from Ramsey Solutions
- The 7 Baby Steps Overview by Ramsey Solutions
Personal Finance Applications:
- You Need A Budget (YNAB)
- EveryDollar (Ramsey Solutions)
- Goodbudget Planner (envelope system)
- Wally
- PocketGuard
- Simplifi: Budgeting & Savings by Quicken
TV Shows - Get Out of Debt &
Financial Coaching
- Going from Broke series on Crackle – This show is designed to demonstrate what it takes to help people overcome massive DEBT along with Student Loan Debt.
- Get Smart with Money – movie on Netflix. This is a 1.5 hour movie with Financial Coaches sharing tips on personal financial issues as they follow the lives of several people as they deal with their money issues.
- Money Explained – limited series on Netflix. There are 5 episodes that cover financial minefields and scams covering topics as Get Rich Quick, Credit Cards, Student Loans, Gambling, and Retirement.
- How to Get Rich – Series on Netflix. This series has 8 episodes featuring Ramit Sethi, the bestselling author of “I Will Teach You to Be Rich.” This series empowers individuals to make impactful changes in their lives while redefining what it means to be rich.
Credit
- AnnualCreditReport.com – Official site for FREE annual credit reports
- Basics About Your FICO Scores
- FICO Educational Video Series by myFICO
- TransUnion
- Experian
- Equifax
Investing & Saving
- Principles of Investing Success in 4 Charts by Vanguard
- Investment Risk Tolerance Assessment by Vanguard
- Check Out Your Investment Professional by SEC
- Compare Bank or Credit Union Accounts & Rates
- Portfolio Charts – how your allocation impacts portfolio returns
- Portfolio Visualizer – great tool to test your portfolio
Get Out of Debt
- How to Get Out of Debt in 6 Steps of by Debt.com
- Get Out of Debt by the U.S. Federal Trade Commission
- A Step-by-Step Guide to Getting Out of Debt by Dollarsprou
- Types of Debt Overview by Ramsey Solutions
- Free Consumer Credit Counseling Service via the non-profit Credit.org
- Debt Collection & Know Your Rights – Consumer Financial Protection Bureau websit
- Unbury.me Calculator
- Undebt.it Snowball Calculator
- Snowball Calculator by Ramsey Solutions
- Strategies for Paying Down Debts by BetterMoneyHabits.com at Bank of America (video)
Retirement
- my Social Security – access your Social Security estimates.
- A Guide to Social Security for Seniors from Caring.com – Excellent resource site that outlines the overall aspects of Social Security.
- Social Security Benefits Calculator from Social Security Admin.
- Open Social Security – Social Security Strategy Claiming Calculator for optimal income planning.
- New Retirement Planner – one of the better FREE online versions of a comprehensive retirement calculator.
- Empower Personal Dashboard (former Personal Capital) – FREE online set of tool to aggregate all of your finance/retirement accounts into a consolidated dashboard.
Personal Finance Online Courses
- Personal Finance 101: Everything You Need To Know FREE course on Udemy
- Financial Freedom: A Beginner’s Guide FREE course on Alison
- How To Take Control of Your Finances FREE course on Alison
- Introduction To Personal Finance Management and Wealth Building FREE course on Alison
- Personal Finance – FREE course at Khan Academy
- Financial Literacy – FREE course at Khan Academy
- Personal Finance Course – Instructor led 6-week course ($159) via University of Georgia
Taxes
- Quick Tax Reference Guide by Bloomberg tax
- IRS Tax Withholding Estimator
- Federal Income Tax Calculator by Smart Asset
- Find a CPA or Tax Return Preparer via the IRS Director