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Resources & Links


Paycheck Calculator

Smartsheet Monthly Household Budget Template

Best Free Budget Templates and Spreadsheets

Zero Based Budget Spreadsheet

Personal Budget Spreadsheet

Budget Forms Library – Free personal finance forms from Ramsey Solutions

The 7 Baby Steps Overview by Ramsey Solutions

Budgeting & Personal Finance Applications


EveryDollar (Ramsey Solutions)

Goodbudget Budget Planner (envelope system)



Simplifi: Budgeting and Savings by Quicken

You Need A Budget (YNAB)

Credit – Official site for FREE annual credit reports

Basics About Your FICO Scores

FICO Educational Video Series by myFICO





Types of Debt Overview by Ramsey Solutions

Free Consumer Credit Counseling Service via the non-profit

Debt Collection & Know Your Rights – Consumer Financial Protection Bureau website

Get Out of Debt

Finding the Best Way to Get Out of Debt by

Getting Out of Debt by the U.S. Federal Trade Commission

A Step-by-Step Guide to Getting Out of Debt by

Steps to Help You Get Out of Debt by at Bank of America (video)

Debt Repayment Strategies Snowball Calculator

NerdWallet Snowball Calculator

Strategies for Paying Down Debts by at Bank of America (video)

Personal Finance On-line Courses 

Personal Finance 101: Everything You Need To Know course on Udemy

Introduction to Managing Your Personal Finance Debts course on Alison

Financial Freedom: A Beginner’s Guide course on Alison

How To Take Control of Your Finances course on Alison

Introduction To Personal Finance Management and Wealth Building course on Alison

Personal Finance – Life Skills courses by Better Money Habits (Khan Academy & Bank of America)

Personal Finance Course - Instructor led 6-week course ($159) via University of Georgia


Quick Tax Reference Guide by Bloomberg tax

IRS Tax Withholding Estimator

Federal Income Tax Calculator by SmartAsset

Find a CPA or Tax Return Preparer via the IRS Directory

TV Shows – Get Out of Debt & Financial Coaching

Going From Broke Series on CRACKLE

Show has 4 seasons and a total of 26 episodes currently online for viewing. The executive producer is Ashton Kutcher.  This show is designed to demonstrate what it takes to help young people overcome massive DEBT along with Student Loan Debt.


Get Smart With Money movie on NETFLIX

This is a 1hr 33min movie with Financial Advisors/Coaches sharing tips on personal finance issues.  This movie follows the lives of several people as they deal with their own money issues.      

Movie Trailer: Get Smart With Money Trailer

Money Explained - Limited Series on NETFLIX

There are 5 episodes that cover financial minefields and scams. Episodes cover the following topics - Get Rich Quick, Credit Cards, Student Loans, Gambling, and Retirement.

How to Get Rich - Series on NETFLIX

Featuring Ramit Sethi, the bestselling author of 'I Will Teach You to Be Rich', this 2023 series comprises 8 episodes that address common financial challenges people face. The series empowers individuals to make impactful changes in their lives and redefines what it means to be rich.


Mindset about Money Tools

Life Values Inventory

Financial Well-Being Score – 10 questions to measure your current financial well-being 

Money Scripts Inventory Test (KMSI-R) by Dr. Brad Klontz

Saving & Investing

Investment Risk Tolerance Assessment

Check Out Your Investment Professional

Compare Bank or Credit Union Accounts & Rates

Portfolio Charts – Great way to see how your asset allocation impacts your portfolio returns

Portfolio Visualizer

Investment Calculators – Variety of calculators by


my Social Security – Access Your Social Security Statement via Social Security Administration

A Guide to Social Security for Seniors from - Excellent resource site that outlines the overall aspects of Social Security.

Social Security Benefits Calculators – via Social Security

Open Social Security - Social Security Strategy Claiming Calculator

Mortality Calculator – For people between 50 – 70 years of age

NewRetirement Planner – One of the better FREE online retirement calculators

PersonalCapital – FREE online set of tools to aggregate all your finance/retirement accounts with Empower Personal Dashboard.

Ultimate Retirement Calculator by Financial Mentor

College & Student Loan Financial Aid

College Board – College Search, Tools, and Calculators

Federal Student Aid – Learn of financial aid programs for college

Free Application for Federal Student Aid (FASFA)

Estimate Your Federal Student Aid – Estimate family contribution and financial aid eligibility

College Scholarship Search Websites/Engines


CollegeBoard / BigFuture



CareerOneStop (U.S. Dept. of Labor)





Bankrate - 10 Weird Scholarships

Bankrate - 5 Best Scholarships for Women

Bankrate - 5 Best Scholarships for LGBTQ+

Bankrate - Best Scholarships for Children of Veterans

Side Hustle Ideas – Get More Income

27 Side Hustle Ideas to Earn Extra Cash by Ramsey Solutions

15 Passive Income Ideas to Build Wealth by Ramsey Solutions

53 Side Hustle Ideas To Make Money Fast by the College Investor

100 Side Hustles Trending in 2023 by Parade

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